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SAZ
Finance · Improve Margins

Improve Margins for Finance.

Move gross margin and EBITDA margin into top-quartile territory.

Finance firms compounding with AI.

Finance · Improve Margins

Why finance operators engage SAZ to improve margins.

Margin is the single best signal of business health and the foundation for valuation multiples. SAZ margin engagements work both sides of the equation — pricing and cost — to move both gross margin and EBITDA margin toward top-quartile bands.

Financial services operators — wealth, lending, brokerage, fintech — are under pressure from rates, regulation, and AI-native entrants. SAZ helps financial services firms modernize systems, build AI-powered workflows, and accelerate growth under OSC, IIROC, and OSFI frameworks.

The approach

The SAZ playbook for improve margins, calibrated to finance.

Phase 1

Margin diagnostic

Gross margin by SKU/segment, EBITDA bridge analysis, cost-to-serve modeling.

Phase 2

Pricing reset

Value-based pricing, packaging, contract structure.

Phase 3

Cost reduction

Top cost categories with automation/AI/vendor consolidation.

Phase 4

Operating cadence

Monthly margin review, quarterly pricing review.

Expected outcomes

What finance operators walk away with.

Gross margin +5–15pp

EBITDA margin +3–8pp

Top-quartile economics by year 2

Premium valuation multiple unlocked

Finance · Improve Margins

Ready to improve margins in finance?

Email info@Sedighi.ca or call (604) 632-4959. A senior partner responds within one business day.

Responding to inquiries within 1 business day